No Bank Login Required

Stop Letting Your Credit Card Perks Expire.

The Ultimate Dashboard for Your Premium Credit Cards. Banks bank on you forgetting. Tap Vibe banks on you maximizing. The privacy-first tracker that recovers lost value from your premium cards.

Coming soon to iOS & Android
Tap Vibe Benefit Manager - Track Credit Card Perks

Never Miss a Credit Benefit Again

Don't let banks profit from your forgetfulness. We track every rolling credit (Uber Cash, Dining, Airline Incidental) and use-it-or-lose-it perk so you capture 100% of the value.

Active Perks Tracking Screen

Smart Location Alerts

iOS Exclusive

Completely offline & private. Walk into Whole Foods? Use your Amazon Visa. At Starbucks? Use your Amex Gold. We tell you the best card instantly—with zero tracking.

Geofenced Credit Card Reminders Widget

The "Use It" Alert

Aggressive reminders for expiring benefits. We nag you so you don't lose the $200 airline credit you paid for.

Expiring Credit Card Benefits Alert

Smart Notifications

Never miss a beat. Timely nudges that ensure you're always in the green.

Smart Credit Card Notifications

Best Card

Instantly know which card earns the most points for any category.

Maximize Credit Card Rewards Calculator
Credit Card Annual Fee ROI Calculator

Calculate Your True ROI

Real-time P&L for your wallet. See exactly how much value you've extracted vs. the annual fee you paid. Is that $695 fee actually costing you $0? We do the math.

NET_PROFIT: +$420.00
Select Premium Credit Cards Screen

Three Steps to Profitability.

1

Build Your Stack

Select from 50+ premium cards (Amex Platinum, Chase Sapphire, etc). We have the data for every major issuer.

2

Instant Audit

We auto-populate every hidden benefit, insurance, and credit resetting date instantly.

3

Automated Extraction

Get pinged to use your perks. Watch your 'Value Retrieved' counter tick up in real-time.

Bank-Level Privacy, Offline First.

Your financial life stays on your iPhone, not our servers. No Plaid required. No bank logins. Just a secure, private finance app that works for you.

99% Card Coverage

Zero-Day Benefit Updates

Offline-First Database

Credit Card Strategy Score Optimizer
Credit Card Valuation Insights